Saving and investing can cover a whole host of different things. It could be starting a family, buying your first home, making the most of an inheritance or saving for retirement. Savings normally refers to cash savings. This is short-term saving with little risk that allows you to have money when you need it. Investing is a form of saving that is…
Planning a comfortable, financially secure retirement is probably the most common advice request we receive from our clients. Keeping things simple is often a close second! If either or both of these features appeal to you, we may be able to help. Knowing where your current plans will take you and comparing them with your actual needs and goals…
Financial protection is like any other form of protection. Something might not go according to plan so you take measures to either prevent this or to help when it happens. There are numerous financial protection products out there and they can protect you in lots of situations. For example: Losing your income due to an accident or sickness Coping…
Wealth Management is essentially working with whatever you have, to achieve the goals that you desire. We do this by keeping charges low and managing taxation in line with the risk you’re willing to take. We will work with you to see if your goals are achievable and we’re here to let you know when they’re not. We’ll then…
We aim to provide you with a hassle-free experience and make successfully applying for your mortgage a straightforward process. First time buyer mortgage Buying your first home can be a daunting process. We aim to help you throughout the process from the start to getting the keys to your new home. We will take note of your circumstances and needs…
Equity release is a financial product that allows homeowners over the age of 55 to access the equity in their home. It lets them release some of the value built up in their property and turn it into a tax-free lump sum or regular income. The money released can be used for any purpose and is often used to supplement retirement income, pay off…
Pensions and Investments We do not charge any up front fees. This means that any initial consultation will be free of charge. We will only charge you based on the money that we look after. We charge a rate of 0.50% per annum on the total value that we manage. This covers all charges for all work that we do for you on the wealth that we manage.…
Below are some case studies. These show some typical examples of the clients we see and the problems that we help overcome. An inheritance windfall but no need for the cash Juggling a business and family DIY investors nearing retirement A single person with excess income Bringing some order to multiple pension pots A young couple…